Solar Financing Options
Pick the way that fits your budget
Buy with cash, finance with a loan or use our Solar Price Reset prepaid lease. We walk you through each option with real numbers for your home.
Ways to pay
Four ways to pay for solar
Cash purchase
Usually the strongest long-term savings. You own the system and every kilowatt-hour it makes.
Solar loan
No money down for qualified buyers, terms up to 25 years and no penalty for paying it off early.
Home equity loan
Often a lower rate, and the interest may be tax-deductible. Ask your tax advisor.
Solar Price Reset
Our prepaid lease. Qualifying homeowners can get 30% off a new solar system.
Compare
Side by side
| Cash | Solar loan | Solar Price Reset | |
|---|---|---|---|
| Upfront cost | Full price | As low as $0 down | Prepaid, about 30% less |
| Who owns it | You | You | Leased |
| Monthly payment | None | Loan payment | None after prepay |
| Best for | Lowest lifetime cost | Savings from day one | A lower price without a loan |
Loan approval and terms depend on the lender and your credit. Solar Price Reset requires qualification.
Plain numbers
We show savings, not banker math
Your proposal shows what matters: how much you save on your bill, your return on the net cost of the system and what each kilowatt-hour costs you over the life of the system.
We compare each payment option for your home, so you can choose with clear numbers in front of you.
Certified installerTeslaFranklinWHEnphaseRECSPANChargePoint
Get my free quoteFinancing questions
Can I pay off a solar loan early?
Yes. The loans we offer can be paid off at any time without a prepayment penalty.
What credit score do I need?
The loan programs we work with generally look for a score of 640 or higher. Terms depend on the lender.
Is there still a federal tax credit for home solar?
No. The federal home solar credit ended for systems installed after 2025. Utility rebates and Solar Price Reset can still lower your cost.
Does solar raise my home value?
Owned solar systems generally add value. Leased systems transfer to a buyer under the lease terms.